Harbor Dental Center
Meredith Todd, DDS
Call: (410) 228-5445

Financing Options

Payment Options

For your convenience, we accept cash, personal checks, money orders and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.

 
Insurance

As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional), and PPO.  We are not part of any managed care network (HMOs), only plans that let you chose your own dentist. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. 

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

 

No Insurance? No problem!

We believe that not having insurance should not keep you from getting proper dental care and preventative maintenance.

Our In-House Dental Savings Plan is designed for patients who do not have dental insurance. As a member of the club, we will offer you a 15% discount on dental treatments.

We are committed to helping you stay healthy and prevent dental problems. We want our patients to receive the best preventative dental care possible with regular check-ups, cleanings, and oral cancer screenings. We want dental concerns addressed before they become complicated and expensive problems. We hope that our membership club will offer you an easier and more affordable way to keep healthy and to keep on smiling.

Patients can enroll at anytime! All benefits are available within the 12-month period from the date of enrollment.

Membership benefits are:

• 15% discount on dental treatments
• Two healthy cleanings
• Two examinations including oral cancer screenings
• All necessary x-rays 
• One fluoride treatment

Membership is renewable on a yearly basis, and the price is subject to change at the time of renewal. The membership fee is non-refundable. To enroll in the program, please stop by the reception desk.


Financing

We offer 3rd party financing options through Lending Club and CareCredit, which are excellent affordable options to pay for larger treatment plans.

 

Contact Us

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.
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