(410) 228-5445 Appointment

Financing Options Harbor Dental Center

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Convenient For You

Payment Options

For your convenience, we accept cash, personal checks, money orders and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.

Working With You


As a service to our patients, our practice works with most dental insurance programs that let you choose your own dentist, including non-managed care, indemnity (traditional), and PPO insurance. However, we are not considered "in-network" with any insurance. This is part of our commitment not to let 3rd party insurances dictate patient care in our office. Our team will submit the information directly to your insurance company to help you maximize your dental benefits.

However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

In-House Dental Savings Plan

No Insurance? No problem!

We believe that not having insurance should not keep you from getting proper dental care and preventative maintenance. Our In-House Dental Savings Plan is designed for patients who do not have dental insurance. As a member of the club, we will offer you a 15% discount on dental treatments.

We are committed to helping you stay healthy and prevent dental problems. We want our patients to receive the best preventative dental care possible with regular check-ups, cleanings, and oral cancer screenings. We want dental concerns addressed before they become complicated and expensive problems. We hope that our membership club will offer you an easier and more affordable way to keep healthy and to keep on smiling. Patients can enroll at anytime! All benefits are available within the 12-month period from the date of enrollment.

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Membership benefits are:

  • 15% discount on dental treatments
  • Two examinations including oral cancer screenings
  • Two healthy cleanings
  • All necessary x-rays
  • One fluoride treatment

Membership is renewable on a yearly basis, and the price is subject to change at the time of renewal. The membership fee is non-refundable. To enroll in the program, please stop by the reception desk.

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3rd Party Options


We offer 3rd party financing options through Lending Club and CareCredit, which are excellent affordable options to pay for larger treatment plans.

Schedule Your Dental Appointment Today

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below. Schedule an appointment for you or your whole family, and look forward to a smile-worthy experience.

402 Muse St, Cambridge, MD 21613